Every program is built for WA settlement agents — whether you are a sole operator or running a small team. You own everything permanently.
All prices AUD. GST applies. No hidden fees. No lock-in contracts on any tier. You own everything at every level.
The government estimates compliance setup costs up to $28,650 for a small business. Platform subscriptions run $2,000–$6,000 a year — and you own nothing. A custom compliance consultant charges $5,000–$15,000 just for the program.
The Full Program is $1,497 per year — done for you, WA-specific, owned permanently.
That is not expensive. That is accessible.
There are several ways to meet your AML/CTF obligations. Here is what each option actually looks like for a WA settlement agent — sole operator or small team.
| Option | Typical Cost | What You Get | You Own It? | WA‑Specific? |
|---|---|---|---|---|
| Law Firm / Consultant | $5,000 – $15,000 | Generic program adapted from corporate templates. You manage implementation yourself. | Sometimes | Rarely |
| National AML Platform | $2,000 – $6,000 /yr | Subscription platforms built for conveyancers nationally. Not tailored to WA practice. Cancel and you lose access. | No | No |
| DIY from AUSTRAC Guidance | Free (your time) | 80+ pages of legislation to interpret. No templates, no support, no WA context. | N/A | No |
| Settliance™ Full Program | $1,497 /yr | Complete AML/CTF program — written for your WA practice. 16 modules, 8 templates, staff training, onboarding call with Stacey. Built for sole operators and small teams. Done in 5 business days. | Yes — permanently | 100% |
Government cost estimate source: AUSTRAC Regulatory Impact Statement, 2024.
Not sure which program is right for your practice?
Book a free 15-minute call. No obligation. We will tell you exactly what you need.
